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Posted on: August 12, 2020

Emergency Mortgage Assistance Program

IHDA CARES

IHDA Emergency Mortgage Assistance Program (EMA)

The Illinois Housing Development Authority (IHDA) developed the Emergency Mortgage Assistance Program to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. If approved, homeowners will receive a grant for up to $15,000 to cover missed mortgage payments beginning as early as March 2020 and prepay mortgage payments through December 2020, or until the $15,000 is exhausted. Not all households will receive $15,000 and an application alone is not a guarantee of assistance. Assistance will be paid directly to the mortgage servicer on the homeowner’s behalf. The EMA program will only pay full mortgage payments; no partial payments will be made. Applications are being accepted through Friday, September 4.

To apply or learn more, visit IHDA’s website.

Helpful Documents:

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